Privacy Policy

Privacy Policy

Introduction

Welcome to https://defending-against-financial-charges.denverarealawfirm.net (referred to as “the Website” or “our platform”). We, at Defending Against Financial Charges, are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, usage, and disclosure of data we receive from our users in accordance with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA) and subsequent amendments (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our Website, applications, online services, and products offered by Defending Against Financial Charges. However, it does not extend to third-party platforms, apps, or services linked from our site, as these have their own privacy policies that govern data collection.

Processing Activities

This Privacy Policy is relevant when you engage in the following activities:

  1. Using any of our applications or services as an authorized user.
  2. Visiting and interacting with our websites, including https://defending-against-financial-charges.denverarealawfirm.net.
  3. Communicating with us via email, phone calls, texts (SMS), or newsletters.

Personal Data Collection

We collect several types of personal information from users, which can include:

  1. Account Information: Details associated with your account creation, such as usernames and passwords.
  2. Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
  3. Financial Information: Data related to your financial status, including bank account details and investment portfolios.
  4. Purchase Information: Items you have purchased from us and associated transaction details.
  5. Mobile Device Identifiers: Unique identifiers like IP addresses, device IDs, or mobile network information.
  6. Location Data: Your geographic location data, collected when using our location-based services.
  7. Feedback: Comments, reviews, and responses you provide to improve our services.
  8. Social Media Information: Details from social media platforms when users choose to connect their accounts.
  9. Product Information: Preferences, interests, and product interactions to personalize your experience.

We obtain this data through direct user input, interaction with our systems, and automated technologies used for service delivery. Additionally, we may receive personal data from third parties who have consent to share such information.

Cookies

Cookies are small text files stored on your browser or device when you visit our Website. We use cookies to enhance your user experience and gather analytics:

  • Strictly Necessary: These ensure the basic functions of our website, like secure login.
  • Preference: Cookies remember settings and preferences for personalized experiences.
  • Analytics: They help us understand user behaviour to improve our services.

Users can manage their cookie choices through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data only for as long as necessary or required by law. The specific retention periods vary based on the type of data and its purpose. Once the data is no longer needed, we securely delete or anonymize it to protect your privacy.

Security Measures

Defending Against Financial Charges implements robust security measures to safeguard your personal information:

  • Employing encryption for secure data transmission.
  • Engaging trusted third-party processing partners who adhere to strict data protection standards.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you are a parent or guardian and believe we have collected such information, please contact us at the address provided below.

Your Rights

Depending on your jurisdiction, you may have specific rights regarding your personal data, including:

  • Access, rectification, and erasure of your data.
  • Right to restriction on processing.
  • Data portability.
  • Objection to how we process your data.
  • Non-discrimination based on the exercise of your data protection rights.
  • The right to file appeals or complaints with relevant supervisory authorities.

To exercise these rights, please reach out to our privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page, and we encourage users to review it periodically for changes.

Contact Information

For any questions related to this policy, data requests, unsubscribe inquiries, or feedback, please contact us:

  • Email: contact@defending-against-financial-charges.denverarealawfirm.net
  • Address: [Provide the physical address]